Typical Questions Asked By The Trustee at the 341 Meeting of Creditors
After you are seated in front of the Trustee, the Trustee will swear you in, ask you to state your name and address for the record, and then begin asking you questions.
Standard questions asked by the Trustee at the 341 Meeting include:
• Did you read the meeting questionnaire?
• Did you understand the questionnaire?
• Did you personally sign the petition and schedules?
• Did you read the schedules before signing?
• Did you list all of your assets?
• Did you list all of your debts?
• Are the schedules accurate?
• Do you want to make any corrections to the schedules?
• Have you lived in this state for the past two years?
• Do you owe anyone domestic support?
• How old are your dependents/children?
• Are you owed an income tax refund?
• Are your cars insured?
• Have you charged on your credit cards in the last 12 months?
• Have You ever filed bankruptcy before? If you did, did you receive a discharge? If so, when?
Answer the questions asked. If you are asked a Yes or No question, answer with a “yes” or “no.” Don’t
elaborate. Don’t answer questions not asked. If clarification is required with a "yes" or "no" answer, make it very short. Volunteering information will almost never help you.
The Trustee may also ask how you reached the values on your assets and for more information about unusual assets or business interests. If the Trustee needs more information or documents that aren't available at the meeting, the meeting may be continued until another date when the information can be provided and any questions answered.
Lastly, try to relax. The Trustee is not a judge and realizes that you may be nervous. Your attorney will
have your file and be able to assist you if any issues arise.