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Financial Relief Law Center

Does Auto-Pay Stop Once I File Bankruptcy?

It is likely that any auto-payment you have set up with a creditor will come to a screeching halt so that the creditor can't be accused of violating the automatic stay, which is an injunction to protect you and property of the bankruptcy estate.  This means that you may lose online access to certain portals, like the ability to make payments online for your car loan or your home loan.  This can often be remedied by providing letters from our office that authorize communication on the loans so that you can continue to receive statements or make payments online for your home or car loan.  Other times, access won't be granted but you can still make payments by mail or by phone during your bankruptcy case.
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