
Client Portal
Initial Client Guide: Loan Modifications and Loan Workout Agreements
As our client for loan modification and loan workouts, we require certain due diligence documents so we can do our job to help you achieve your goals. Below this summary is a DOCUMENT CHECKLIST of items we need as well as MANDATORY BORROWER INFO WORKSHEET that help us organize your case and prepare for underwriting the loan modification or workout documentation.
Download Document Checklist PDF
Download Mandatory Borrower Information PDF
“Excellent staff very professional and always kept me up-to-date with my case. Ronda Miner, Victor Ugarte and all the others were so very helpful and supportive.”
- Lauretta B.
Initial Client Guide: General Insolvency and Bankruptcy Clients
1. Credit Counseling
BothCourses.com
- Use Attorney Code AW546
- Online Courses (Same fees for individual or joint filers)
- $ 14.99 for the Credit Counseling Course (No Additional cost for Joint Filers)
- $ 7.99 for the Debtor Education Course
- Telephonic Courses
- $ 20.00 for the Credit Counseling (Additional $10 for Joint Filers)
- $ 20.00 for the Debtor Education
Cricket Debt Counseling
- Use Attorney Code 214970
Incharge
- Attorney Code bwlawcenter
Access Counseling Inc.
- Use Attorney Code: AW22373
Abacus Credit Counseling
- Use Attorney Code: ACC97854
CC Advising - 1st Pre-Filing Credit Counseling Course.
- CC Advising offers the first course but you need to use a different company for your second course after filing
Allen Credit & Debt Counseling Agency
- Use Attorney Code: FR19775
US DOJ Approved Credit Counseling Agencies
- The US DOJ has a list of approved credit counseling agencies. We are not affiliated with any of these companies, nor do we approve or endorse any specific company. Use any company approved by the US DOJ that you would like to obtain your credit counseling and debtor education certificates. Your are not required to use the two options above, we merely provide you this information as a service and option for two approved companies you may use.
2. Document Transmission
Please transmit sensitive documents by email (as a PDF), fax, mail, or in person. Go to the Contact Us page if you need any help along the way.

What Makes Us Different
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25+ Years of Combined Legal Experience
Our team of attorneys has extensive knowledge of bankruptcy and estate planning law, with over two decades of combined experience between them.
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Solutions Fit for Your Unique Case
No two individuals, or their cases, are ever identical. We seek to provide viable solutions that your unique case deserves.
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About Our Firm
Financial Relief Law Center is prepared to assist you with bankruptcy, foreclosure, and more.
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